Billing is an important component of testing. MDL can directly bill the insurance, an institute, or the patient. Please note that we now offer comprehensive insurance verification and authorization.

Insurance Billing: MDL accepts insurance billing. For insurance cases with a sample verification of insurance eligibility and benefits check is done prior to starting the test. Patients may choose to be informed if their share of cost (co-pay, co-insurance, and/or unmet deductible) is greater than $250. In this scenario provider will be informed of the benefits prior to starting the test. If a patient has an HMO or the insurance requires an authorization, MDL will request an authorization. Please note that a letter of medical necessity (LMN) is needed for cases that require an authorization, and may be requested from the provider.

Additionally, for insurance cases without a sample in lab, MDL can do pre-verification (verify eligibility and do a benefits check) if the required paperwork is sent to the lab. Please note that insurance authorizations will not be obtained prior to a blood draw.

Insurance Billing TAT: Please allow 3-5 business days for insurance verification and benefits check. If an authorization is needed, on an average, it may take 7-10 business days.  The turnaround time for an authorization depends on how quickly we can gather the supporting documentation as well as the time it takes for insurance providers to process the authorization request. MDL works diligently to minimize this turnaround time.